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Business Checking Accounts


Essential Checking

Meet the account that fills your basic business banking needs.

  • This account is perfect for businesses that do not have a lot of account activity each month.
  • Just a $100 deposit to open
  • NO monthly service charge fee
  • NO minimum balance requirements
  • If account activity exceeds 200 items per month there is a $0.29 per item charge for debits, credits, and deposited items starting with item 201.
  • FREE MasterCard® Debit Card
  • Unlimited free withdrawals at any of the 37,000 ATM’s nationwide in the MoneyPass network
  • Free Online Banking with Bill Payment Service*
  • FREE 24/7 Telephone Banking Access
  • Free Monthly statement via eStatements

Conditions:
eStatements are required ($2 / month for paper statements)


Currency Checking

This account is great for businesses with higher levels of activity than the Essential Checking account provides.

  • Just a $100 deposit to open
  • No monthly maintenance fee if the average collected balance is greater than $5,000 per statement cycle (first monthly cycle free). If the average collected balances is less than this, a $20 monthly service charge applies.
  • If account activity exceeds 300 items per month there is a $0.29 per item charge for debits, credits, and deposited items starting with item 301.
  • FREE MasterCard® Debit Card
  • Unlimited free withdrawals at any of the 37,000 ATM’s nationwide in the MoneyPass network
  • Free Online Banking with Bill Payment Service*
  • FREE 24/7 Telephone Banking Access
  • Free Monthly statement via eStatements

Non-Profit Checking

Currency Bank believes in giving back to the community. One of those ways includes supporting the mission of non-profit organizations in the communities in which we operate within the sphere of banking.

  • Just a $100 deposit to open
  • No monthly service charge
  • No minimum balance requirement
  • Unlimited number of transactions per month
  • FREE 1st order of basic checks
  • FREE MasterCard® Debit Card
  • Unlimited free withdrawals at any of the 37,000 ATM’s nationwide in the MoneyPass network
  • Free Online Banking with Bill Payment Service*
  • FREE 24/7 Telephone Banking Access
  • Free Monthly statement via eStatements

*Ask your account representative for the most current interest rates and annual percentage yields. The interest rate and APY for your account depends on the applicable rate tier and can change at any time at our discretion.

Investing in people

At Currency Bank, we don’t just see numbers on paper. We see people who have worked hard to build their dreams.

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